As a Realtor, I am ethically bound to
put my client's needs above my own.
Whether buying or selling I will work
my hardest to help my client's
achieve their goals and/or dreams.
California DRE License # 01732723
put my client's needs above my own.
Whether buying or selling I will work
my hardest to help my client's
achieve their goals and/or dreams.
California DRE License # 01732723
Julie Richardson
Century21 NorthBay Alliance
| Office 707-994-7100 Cell 707-291-0698 9960 Highway 53 P.O. Box 581 Lower Lake, CA 95457 kelseyvillerealestate@yahoo.com |
| In addition to being a Realtor, I have extensive prior work experience in the Title, Escrow, Legal and Mortgage Loan fields. I was previously a Title Insurance Agent and a Paralegal. I am in the process of obtaining my California Broker's License. My paralegal experience was in the areas of Estate Planning, Litigation and Real Estate Law. My background in these fields will allow me to make the process of buying or selling your home go smoothly. I have first hand knowledge of the escrow process. I am known for providing superior service. |
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| I am an alumni of Cal Poly, San Luis Obispo. I am a Northern California native and a resident of Kelseyville. I think you will also love the small town atmosphere in Lake County. Lake County offers many vacation and recreation opportunities such as golf, sailing, wakeboarding, jetsking and fishing. Clearlake is the larges fresh water lake in California. I look forward to helping you find your next primary home, vacation home or investment property here.. |
| GOOD NEWS FOR DISTRESSED HOMEOWNERS! |
Distressed homeowners may no longer have to pay California state income tax on
debt forgiven in a short sale, foreclosure or loan modification. Enacted into law
April 12, 2010, Senate Bill 401 generally aligns California's tax treatment of
mortgage debt relief with federal law. For debt forgiven on a loan secured by a
"qualified principal residence", borrowers will now be exempt from both federal and
state income tax consequences.
"Qualified principal residence" indebtedness is defined as debt incurred in
acquiring, constructing, or substantially improving a principal residence. It includes
both first and second deeds. It also includes a refinance loan to the extent the
funds were used to payoff a previous loan that would have qualified.
For more information, consult your tax advisor or California Franchise Tax Board
and the IRS.
debt forgiven in a short sale, foreclosure or loan modification. Enacted into law
April 12, 2010, Senate Bill 401 generally aligns California's tax treatment of
mortgage debt relief with federal law. For debt forgiven on a loan secured by a
"qualified principal residence", borrowers will now be exempt from both federal and
state income tax consequences.
"Qualified principal residence" indebtedness is defined as debt incurred in
acquiring, constructing, or substantially improving a principal residence. It includes
both first and second deeds. It also includes a refinance loan to the extent the
funds were used to payoff a previous loan that would have qualified.
For more information, consult your tax advisor or California Franchise Tax Board
and the IRS.